Best banks in Afghanistan

Banks are one of the most important parts of the country’s economy. As all the money trail in the country will be handled by the banks themselves Banks are highly essential to everyone, or even to a company. For the sake of security, banks are the preferred method of transferring funds and conducting transactions or saving money. Reputable banks in Afghanistan offer a variety of different services, including low-cost loans.

Since 2003, when the Afghan Central Bank started licensing, 17 banks have opened offices in Afghanistan, with 5,000 employees. Afghanistan’s economy has been developing gradually for the past five years, thanks to a steady inflow of foreign funding.

Best banks in Afghanistan

The central bank of Afghanistan is Da Afghanistan Bank. These are some of the best banks in Afghanistan.

Afghanistan International Bank

Located in Kabul, the Afghanistan International Bank (AIB) is Afghanistan’s largest bank and the country’s sole bank having international transfer capabilities to all nations in the world. There are 37 branches of the bank located in the major cities of the United States of America. International stockholders, two Afghan business organizations and one Afghan/American business group are among AIB’s shareholders. It targets multilateral organizations, UN agencies, non-governmental organizations (NGOs), embassies, and foreign armed troops as well as Afghan government institutions and private enterprises as clients. Kabul’s AIB House is located on the Hamid Karzai International Airport Road. A number of the bank’s branches are located in Kabul, Mazar-e-Sharif, Kandahar, Jalalabad, Kunduz and Nimruz.

Approximately 20 percent of Afghanistan’s deposit base is held by Afghanistan International Bank. One of America’s top lenders, according to the Wall Street Journal (in Afghanistan).

Their Head Office is in Airport Road​, BiBi Mahro, Kabul, PO Box 2074.

Azizi Bank

Azizi Bank is one of the leaders in the banking industry with a pan-Afghanistan presence across 31 provinces. The Bank provides a wide range of financial products and services including savings and current accounts, term deposits in Afghani and USD, credit cards, money exchange services, local and international remittance facilities, letters of credit, internet and mobile/SMS banking, among others.

Their Head Office is in Ankara Square, Main Road, Kabul.

Bakhtar Bank

As the third-largest bank in terms of assets, Bakhtar Bank follows the finest international standards. In addition, the Bank offers a comprehensive range of financial goods and services including current and savings accounts, fixed/term deposits, safe deposit lockers, and energy bill collection, as well as online and mobile banking as well as business loans and letters of credit, among others. As a completely owned subsidiary of Azizi Bank, Afghanistan’s second-biggest banking group, Bakhtar Bank is the second-largest financial institution in that country.

Their Head Office is in Sherpur Square District number 4, Shahr-e-Now, Kabul.

These are some other banks in Afghanistan:

  • Islamic Bank of Afghanistan
  • Bank-e-Millie Afghan
  • First MicroFinance Bank-Afghanistan
  • New Kabul Bank
  • Pashtany Bank
  • Ghazanfar bank
  • Afghan United Bank
  • National Bank of Pakistan Kabul Branch
  • Alfala Bank Kabul Branch

Are Afghanistan banks open?

According to a media source, most Afghan banks have resumed operations, ending a nearly week-long disruption in financial services. Da Afghanistan Bank, Afghanistan’s central bank, has declared the resumption of financial activities.


The cover image is somewhere in Afghanistan. Photo by Wanman uthmaniyyah on Unsplash