Poland’s economy is expanding, thanks to an influx of immigrants fleeing nations hit by economic crises and political strife, as well as a large number of young, educated people looking for work in international corporations with operations in Polish towns.
- Many banks in Poland are part of worldwide conglomerates, resulting in strong banking infrastructure.
- From students to major enterprises, they all provide a wide range of services and financial goods.
- The ATM network in Poland is extensive, allowing you to do all fundamental transactions, and many novel means of completing transitions were implemented early on – contactless payment was a phenomenon in Poland before many other nations had even heard of it.
- Almost every bank has a sophisticated mobile app and online banking, as well as a variety of digital payment alternatives and mobile wallet compatibility.
If you’re thinking of moving to Poland (permanently), you’ll need to open a bank account. To assist you, we’ve created a tutorial that walks you through the procedure in simple steps.
If you have a Polish address, opening a bank account is relatively simple; in some cases, banks will allow you to open one without having to visit a branch, using video identification or even sending you the final documents to sign by mail, with the postman having the authority to verify your identity.
It can be more difficult for non-residents, although numerous banks now give the option of opening a bank account with just an identity verification, such as a passport.
When creating a bank account, you’ll need the following documents:
- A passport or a national identification card is also acceptable to form of identification.
- If you don’t have a rental contract or a residence card, you can use a utility statement as proof of address.
- Employment history and pay stubs are required for credit cards or overdraft possibilities.
It is best to investigate with banks what are their individual requirements. Some of them have foreigner-friendly policies and only ask for proof of identity, in most cases passport, and additionally, they also might require proof of residence in the country where you live.