,

Iibhanki ezigqwesileyo eSweden

Ezinye zezona bhanki zibalaseleyo eSweden Indawo yezandla, Nordea, yaye IsiSwedbank.

ISweden ineebhanki ezongayo, zorhwebo, zentsebenziswano, kunye nezamazwe ngamazwe.

Ezinye iibhanki zibeka iimfuno ezisezantsi zomncono okanye izithintelo zentengiselwano kubantu abangengabo abahlali.

ISweden lelinye lamazwe aseYurophu aphucukileyo kwezoqoqosho, kwaye ukuvula iakhawunti yebhanki kulula.

Ezi zinokuvula iiakhawunti zobuqu, zetshekhi, kunye nezebhanki zoshishino.

ESweden, imali esemthethweni yiKrona (SEK). Ishumi le-SEK yi-0.92 yeeDola zase-US okanye i-euro yi-0.84euro. Leyo yi-76.06 ye-Indian Rupees okanye phantse i-6.72 yuan yaseTshayina.

Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingesiSwedish kunye nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.

Ungayikhetha njani ibhanki eSweden

Xa ukhetha ibhanki eSweden, izinto ezininzi kufuneka ziqwalaselwe.

Udumo kunye nokuzinza

Ukukhetha eyona bhanki ibalaseleyo eSweden kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.

Iimveliso kunye neenkonzo

Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.

Ubungakanani bebhanki

iintlawulo

Uninzi lweSweden lubonelela ngeenkonzo zalo ngeentlawulo ezifanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.

Iindleko zemali

Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.

Inkonzo eyenzelwe

Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.

ukhuseleko

Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.

Uluhlu lweebhanki ezilungileyo kakhulu eSweden

ISweden inesiseko sebhanki yangoku kwaye inembeko kwaye inamava kunye nabangaphandle ukuze ukwazi ukwenza inkqubo ngokukhawuleza.

Iibhanki ezinkulu ezine zeli lizwe zinamasebe amakhulu othungelwano kunye nee-ATM ezithi ngamanye amaxesha zisebenzisene ukonga imali.

Nazi ezinye zezona bhanki zibalaseleyo eSweden onokuthi uziqwalasele:

Indawo yezandla

Nordea

IsiSwedbank

S.E.B

Iibhanki zamazwe ngamazwe

Ikano Bank

Länsförsäkringar Bank

Danske bank

Ålandsbanken

German Bank

IBhanki yeChina

Imirhumo yeBhanki

Uninzi lweebhanki zaseSweden azinayo idipozithi encinci yemfuneko, nangona ingaqhelekanga ukufumana iakhawunti yebhanki ngaphandle komrhumo konke konke.

Nangona iibhanki ezininzi zaseSweden azihlawulisi iindleko zenyanga zokusebenzisa ii-ATM zazo, uninzi luhlawulisa umrhumo wolondolozo wonyaka.

Oku kuya kuxabisa malunga ne-25 yeedola kwiibhanki ezininzi eSweden (250 SEK). Isilumkiso: ukuzama ukufaka itshekhi kunokubangela iintlawulo ezongezelelweyo.

Ngaba abantu basemzini bangenza iiakhawunti zebhanki zaseSweden

Ukuba ungumhlali osemthethweni welizwe le-EU/EEA kwaye unokubonelela ngamaxwebhu avumela ibhanki ukuba iqinisekise isazisi sakho:

Unelungelo lokuseka iakhawunti yebhanki eSweden.

Ngaba abakhenkethi banokuvula iakhawunti yebhanki eSweden

Akukho bungqina bobumi be-EU okanye be-EEA obufunekayo ukuseka iakhawunti yebhanki eSweden.

Abo bangengabo abemi be-EU/EEA kwaye bangenayo i-personnummer (inombolo yerhafu yaseSweden) banokuba nengxaki yokwenza izinto eSweden.

Kodwa ukuseka iakhawunti yebhanki kunye nokuyisebenzisa kufanele kube lula.

Ukudluliselwa kwemali yaseSweden phesheya

Iibhanki zesiNtu zaseSweden zinokuhlawulisa imali engaphaya ukuba unqwenela ukuthumela imali phesheya okanye usebenzise ikhadi lakho ledebhithi phesheya.

Ukuba unqwenela ukuphepha iibhanki, sebenzisa:

Wise

XE

IlizweRemit

uwestern Union

Ndingayivula njani iakhawunti yebhanki eSweden

Ukuseka iakhawunti yebhanki eSweden, kufuneka:

Ukukhetha ibhanki.

Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.

Kufuneka ufumane onke amaxwebhu afunekayo.

Ngolunye ulwazi:

Yiya e:

Uyivula njani iakhawunti yebhanki eSweden

Ungawufumana njani umatshini wemali eSweden

Thetha naye nabani na okhe wahamba okanye wasebenza eSweden. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "kwii-ATM ezikufutshane neGothenburg."


umthombo: Wise, UMonito

Umfanekiso wekhava ungaphakathi Swiden—Ifoto ngu UJohn Fornander on Unsplash.