,

Iibhanki ezigqwesileyo eMzantsi Afrika

Ezinye zezona bhanki zibalaseleyo eJamani Ibhanki yaseAbsa, KwiBhanki eViweyo, yaye YeSizwe yeBhanki yokuqala.

The Uvimba webhanka zelizwe ilawula ishishini leebhanki zelizwe. Iidiphozithi zebhanki zoMzantsi Afrika zixabisa i-R6 yetriliyoni.

EMzantsi Afrika, imali esemthethweni yiZAR. Ishumi le-ZAR yi-0.53 yeeDola zase-US okanye i-euro yi-0.48 ye-euro. Leyo yi-43.61 ye-Indian Rupees okanye phantse i-3.85 yuan yaseTshayina.

Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.

Ungayikhetha njani ibhanki eMzantsi Afrika

Xa ukhetha ibhanki eMzantsi Afrika, izinto ezininzi kufuneka ziqwalaselwe.

Udumo kunye nokuzinza

Ukukhetha eyona bhanki ibalaseleyo eMzantsi Afrika kuthetha ukufumana enye enegama eliqinileyo nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.

Iimveliso kunye neenkonzo

Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.

Ubungakanani bebhanki

iintlawulo

Uninzi lweebhanki zaseMzantsi Afrika zibonelela ngeenkonzo zazo ngemirhumo efanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.

Iindleko zemali

Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.

Inkonzo eyenzelwe

Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.

ukhuseleko

Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.

Uluhlu lwezona bhanki zibalaseleyo eMzantsi Afrika

Ibhanki ifumana iidipozithi kwaye iboleke imali phantsi kolawulo. Iibhanki ziquka utshintshiselwano lwemali, iilokha ezikhuselekileyo zediphozithi, kunye nolawulo lwempahla. Utyalo-mali, ushishino, ukuthengisa, kunye neebhanki zorhwebo ziyanikezelwa. Ibhanki enkulu okanye urhulumente ulawula iibhanki kumazwe amaninzi.

Nazi ezinye zeebhanki ezilungileyo eMzantsi Afrika onokuthi uziqwalasele:

YeSizwe yeBhanki yokuqala

KwiBhanki eViweyo

Ibhanki yaseAbsa

Nedbank

I-Capitec Bank

Ibhanki yaseAfrika

Iibhanki zamazwe ngamazwe

HSBC

German Bank

Citigroup

Nedbank Private impilo

Barclays

IiBhanki ezikwi-Intanethi

Zero yeBhanki

IBhanki yokuFumana

TymeBank.

Iimali zoMzantsi Afrika ezithunyelwa phesheya

UMzantsi Afrika ulawula ngokungqongqo zonke iitransekshini zengcingo eziphuma ngaphandle.

Ngaphandle kwesigunyaziso, abahlali banokuthumela kuphela imali eLesotho, eSwaziland, naseNamibia kuMmandla weMali oqhelekileyo.

Ukudluliselwa kwebhanki kuthatha iveki. Iibhanki zoMbindi woMzantsi Afrika zibonelela ngentengiselwano ekhawulezayo ye-SWIFT. Ikhomishini, amaxabiso emali, kunye nobunzima bumisela iindleko zokudluliselwa. Iindleko zokutshintshela kwamanye amazwe ziyahluka ngokwebhanki.

Ukuba unqwenela ukuphepha iibhanki, sebenzisa:

  1. Ixabiso lemali
  2. Wise

Ngaba abantu bamazwe angaphandle bangazivula iiakhawunti zebhanki zaseMzantsi Afrika

Abahlali abangengabo abemi boMzantsi Afrika banokuvula ii-akhawunti zebhanki apho.

Ndingayivula njani iakhawunti yebhanki eMzantsi Afrika

Ukuseka iakhawunti yebhanki eMzantsi Afrika, kufuneka:

Ukukhetha ibhanki.

Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.

Kufuneka ufumane onke amaxwebhu afunekayo.

Ngolunye ulwazi:

Yiya e:

Uyivula njani iakhawunti yebhanki eMzantsi Afrika

Ungawufumana njani umatshini wemali eMzantsi Afrika

Thetha naye nabani na osenokuba ukhe wahamba okanye wasebenza eMzantsi Afrika. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "iiATM ezikufutshane neKapa."


umthombo: Ibroadband yam

Umfanekiso wekhava ungaphakathi ILagoon Beach, eKapa, ​​eMzantsi Afrika. Ifoto ngu Nqobile Vundla on Unsplash.