Ezinye zezona bhanki zibalaseleyo eNew Zealand ANZ Bank, Ibhanki ye-BNZ, kwaye I-ASB.
Iibhanki zasekuhlaleni zaseNew Zealand zininzi. Emva kokudala i-akhawunti phesheya, uya kufumana ufikelelo olupheleleyo xa undwendwela ibhanki ngokobuqu. Iakhawunti yakho entsha yebhanki iya kufumaneka ngokupheleleyo emva kokubonisa indawo yokuhlala kunye nesazisi. Apha ngezantsi kukho uluhlu lweebhanki ezidumileyo zaseNew Zealand kunye neenkonzo zazo.
ENew Zealand, imali esemthethweni yiDola yaseNew Zealand (NZD). Shumi NZD yi 6.18 US Dollars, okanye euro yi 5.70. Leyo yi-511.18 Rupees yaseIndiya okanye phantse i44.87 yuan yaseTshayina.
Uninzi lwewebhusayithi okanye usetyenziso oludityaniswe ngezantsi lungesiNgesi. Sebenzisa Isiguquleli sikaGoogle, Tarjimly, okanye nayiphi na enye inkonzo yoguqulelo ukuba uyayifuna.
Ungayikhetha njani ibhanki eNew Zealand
Xa ukhetha ibhanki eNew Zealand, izinto ezininzi kufuneka ziqwalaselwe.
Udumo kunye nokuzinza
Ukukhetha eyona bhanki ibalaseleyo eNew Zealand kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.
Iimveliso kunye neenkonzo
Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.
Ubungakanani bebhanki
iintlawulo
Uninzi lweebhanki zaseNew Zealand zibonelela ngeenkonzo zabo ngemirhumo efanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.
Iindleko zemali
Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.
Inkonzo eyenzelwe
Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.
ukhuseleko
Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.
Inkqubo yebhanki
Inkqubo yezemali eNew Zealand iphuhliswe kakhulu kwaye ibanzi. Uneendlela ezininzi onokukhetha kuzo, kodwa kufuneka ukhethe eyona ifanelekileyo kwimeko yakho kwaye ibonelela ngeenkonzo ozidingayo.
Iindlela ezisetyenziswa ziibhanki ukuvavanya abafaki-zicelo kwaye imirhumo ebabizayo iyahluka. Unoxanduva lokulungisa iireferensi zakho kunye nokuvula iakhawunti efanelekileyo eNew Zealand.
Uluhlu lweebhanki ezilungileyo kakhulu eNew Zealand
Uneendlela ezininzi ezizezinye eNew Zealand, kwaye eyiphi oyikhethayo ixhomekeke kwiimfuno zakho kunye nezinto onomdla kuzo.
Nazi ezinye zezona bhanki zibalaseleyo zaseNew Zealand onokuthi uziqwalasele:
Iibhanki zelizwe
IiBhanki zamanye amazwe
I-Deutsche Bank NZ
HSBC New Zealand
IBhanki yeIndiya
Citibank
IBhanki yokwakha yaseChina
Iqela lezezimali laseMitsubishi UFJ
Ngaba ndingavula iakhawunti yebhanki yaseNew Zealand evela phesheya
Unokuseka iakhawunti yebhanki eNew Zealand nangaphambi kokuba uhambe apho. Ungayixhasa ngemali iakhawunti ngokugqithiselwa, kodwa iya kuba “yiakhawunti yofikelelo olulinganiselweyo.”
Oku kuthetha ukuba ngaphandle kokuba uqinisekise isazisi sakho buqu, awuzukufikelela kwiimali ezikule akhawunti.
Nangona ukuseka iakhawunti yebhanki eNew Zealand kunokwenziwa kwangaphambili, kuya kufuneka unikezele ngesazisi kunye nobungqina bokuba uhlala kwisebe xa ufika.
New Zealand imali egqithiselwa phesheya
Kukho iindlela ezizezinye ezinokusetyenziswa kwiibhanki zokwenza udluliselo lwemali lwamazwe ngamazwe, ezinye ezinokuthi zingabizi kakhulu kwaye zisebenzise ixesha kunezinye.
Iibhanki zesiNtu zaseNew Zealand zinokubiza imali engaphaya ukuba unqwenela ukuthumela imali phesheya okanye usebenzise ikhadi lakho ledebhithi phesheya.
Ukuba unqwenela ukuphepha iibhanki, sebenzisa:
I-Debit ngokuchasene ne-EFTPOS
Uya kufumana ikhadi le-EFTPOS (IiNgxowa-mali zoMbane kwiNdawo yokuThengisa) okanye iVisa okanye ikhadi le-MasterCard debit card esebeni okanye ngeposi. Nge-akhawunti yebhanki eqhelekileyo, zonke iibhanki zaseNew Zealand zibonelela ngamakhadi e-EFTPOS kwii-ATM kunye nabathengisi.
Ukuthengwa kwe-intanethi kunye nefowuni kufuna i-Visa okanye i-MasterCard debit card, ethatha iveki ukuya kwiintsuku ze-10 ukufika.
Ukuba banako, abahambi kwii-visa ezimfutshane baphatha ikhadi letyala besuka ekhaya kuba izicelo zekhadi letyala laseNew Zealand zifuna indawo yokuhlala esisigxina.
Xa useka iakhawunti yebhanki eNew Zealand, awuzukuyifumana incwadi yetshekhi kuba iitshekhi aziseyiyo imali esemthethweni.
Ndingayivula njani iakhawunti yebhanki eNew Zealand
Ukuseka iakhawunti yebhanki eNew Zealand, kufuneka:
Ukukhetha ibhanki.
Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.
Kufuneka ufumane onke amaxwebhu afunekayo.
Ngolunye ulwazi:
Yiya e:
Uyivula njani iakhawunti yebhanki eNew Zealand.
Ungawufumana njani umatshini wemali eNew Zealand
Thetha naye nabani na okhe wahamba okanye wasebenza eNew Zealand. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "kwii-ATM ezikufutshane neDunedin."
umthombo: Wise, IlizweRemit
Umfanekiso ongaphandle useNew Zealand. Ifoto ngu UBrooke Cagle on Unsplash
Shiya iMpendulo