Uyivula njani iakhawunti yebhanki eChile

Ukuvula iakhawunti yebhanki eChile linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eChile. Ungaqala nge IBhanki yoMbuso kwaye IBhanki ye-BCI.

Ukuba neakhawunti yebhanki kwenza ukuba ukufumana kunye nokugcina umkhondo wemali kufikeleleke ngakumbi. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.

I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.

Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingeSpanish nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba ufuna njalo.

Uyivula njani iakhawunti yebhanki eChile

Ukuvula iakhawunti yebhanki eChile, kufuneka ulandele la manyathelo:

Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.

Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.

Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.

Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.

Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.

Ngaba abantu basemzini bangenza iakhawunti yebhanki eChile

Ukuvula i-akhawunti ye-stock brokerage ngaphandle kokuhlala eChile kunokwenzeka. Uninzi luneebhalansi ezisezantsi eziphezulu. Emva kokuvula i-akhawunti, unokulinda iinyanga ukuze ufikelele.

Ungayivula i-akhawunti ye-cuenta vista nakweyiphi na ibhanki yasekhaya yaseChile ukuba ungumhlali wexeshana. Umda wediphozithi wenyanga kwezi akhawunti uphezulu, kodwa ukufumana iindlela zokuyila zokuyijikeleza kunokuba luncedo.

Kukho iibhanki ezimbini kule ndawo ezibonelela ngeeakhawunti ze-cuenta vista:

I-Banco Santander kunye ne-BancoEstado.

Zeziphi iintlobo zeeakhawunti zebhanki eChile

E-Chile, kukho iintlobo ezininzi zeeakhawunti zebhanki abantu kunye namashishini abanokuzikhethela kuzo, kuquka:

Cuenta Vista

I-“cuenta vista” yi-akhawunti engenanzala, engenatyala. Kukho kuphela amakhadi aseChile Transbank RedCompra kunye neVisa debit card. Ngenxa yokuba iCuenta Vista ingenangeniso, iibhanki ezininzi aziyivuli ngokwahlukeneyo.

Cuenta Aorros

Iiakhawunti zogcino luhlobo logcino olujoliswe kwabo banako ukunyusa imali ngamaxesha athile, kuba banokuvulwa kwaye bagcinwe ngeemali eziphantsi.

Akhawunti yangoku

I-akhawunti yokutshekisha iyahluka kakhulu kwi-akhawunti yokonga kuba isebenzisa iitshekhi njengesixhobo sokusebenza ebhankini. Le akhawunti isebenza njengediphozithi apho ungabeka kwaye ukhuphe imali nanini na ufuna.

Yimali enjani esetyenziswa yiChile

IChile inemali yayo, eyaziwa ngokuba yipeso (CLP). I-Peso imelwe ngophawu $. Nangona kukho i-100 ye-centavos kwi-peso, awuyi kufumana nayiphi na iingqekembe ze-centavo kuyo yonke indawo.

Iimfuno zeakhawunti yebhanki yaseChile

Iibhanki zaseChile zifuna amaxwebhu ahlukeneyo ukuseka iiakhawunti. Nangona kunjalo, kuya kufuneka ubonise oku kulandelayo:

• Isazisi saseChile.
• I-Rol Unico Tributario, i-ID yakho yerhafu.
• Ubungqina bengeniso yaseChile.
• Ubuncinci bediphozithi.

Ungalifumana njani isebe elikufutshane eChile

Ngethamsanqa, uninzi lweebhanki zaseChile zinenethiwekhi ebanzi yamasebe kunye nee-ATM, okwenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule iimali zabo.

Ungachwetheza "iibhanki ezikufutshane neSantiago" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho, unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ukuba awukho eChile, ungakhangela indawo yakho elona sebe likufutshane. Bangakunceda ufumane ibhanki eChile.

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umthombo: Wise

Ifoto ngu Ignacio Amenábar on Unsplash.