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Uyivula njani iakhawunti yebhanki eFinland

Ukuvula iakhawunti yebhanki eFinland linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eFinland. Ungaqala nge OP.fi kwaye i Danske Bank.

Ukuba neakhawunti yebhanki kwenza ukuba ukufumana kunye nokugcina umkhondo wemali kufikeleleke ngakumbi. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.

I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.

Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingesiFinnish kunye nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.

Uyivula njani iakhawunti yebhanki eFinland

Ibhanki eFinland ihlelwe ngokwahlukileyo. Namhlanje, iFinland ilikhaya kumaziko emali ahlukeneyo ali-17.

Zine iindidi ezahlukeneyo zamaziko emali akhoyo:

Iibhanki zikarhulumente

Iibhanki zorhwebo

Iibhanki zogcino kunye;

Iibhanki zangaphandle (amasebe).

IBhanki yaseFinland lelona ziko lezemali lelizwe, elinamandla olawulo kuwo onke amanye amaziko emali aseFinland.

Ukuvula iakhawunti yebhanki eFinland, kufuneka ulandele la manyathelo:

Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.

Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.

Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.

Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.

Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.

Zeziphi iintlobo zeeakhawunti zebhanki eFinland

Kukho iintlobo ezininzi zeeakhawunti ezikhoyo eFinland:

Iiakhawunti zokujonga umntu

I-akhawunti yokukhangela i-freelancer

Inkampani ejonga iiakhawunti

Iiakhawunti zomrhwebi weshishini kunye

Ezinye iindlela ezininzi ziyafumaneka kubantu kunye nakumashishini.

Unokwenza ngcono ukugcina umkhondo wemali yakho enkosi kwiinketho ezahlukeneyo zeakhawunti ezikhoyo, nganye ibonelela ngeempawu kunye nezixhobo ezilungiselelwe imfuno ethile.

IiMfuno zeAkhawunti yeBhanki yaseFinland

Iibhanki zaseFinland zifuna amaxwebhu ahlukeneyo ukuseka iiakhawunti. Nangona kunjalo, kuya kufuneka ubonise oku kulandelayo:

Ukuba ungumhlali we-EU/EEA

Iipaspoti

Esinye isichongi sefoto

Ubungqina bokuhlala

Iimfuno ezingezizo eze-EU/EEA: 

Imvume yokuhlala

Ifoto-Kela Card

Isazisi sobuqu saseFinnish

Loluphi uhlobo lwemali olusetyenziswa ngabaseFinns

I-euro yimali esemthethweni yaseFinland. I-Euro yimali enye yaseYurophu kunye nekhowudi yeeleta ezintathu ze-EUR kunye nesimboli ye-€ .

Ibhanki ye-Intanethi yaseFinland

Akukho mfuneko yakukhathazeka malunga neeyure zoshishino zamasebe ebhanki ngokomzimba xa ubhanka kwi-intanethi. Ukwenziwa kweakhawunti kunye nezinye izinto ezininzi zebhanki zikhawuleza kwaye zilula.

Kwakhona, ukuhanjiswa kwemali yangaphandle ngeebhanki ezikwi-Intanethi kuhlala kuthe ngqo kwaye kungabizi kakhulu kunezo zenziwa kwiindawo ezibonakalayo.

Ezinye zazo zezi:

Wise

Revolut

I-buNQ

N26

I-Wirex

Yeyiphi ibhanki yaseFinland eyona nto ingcono kumthengi wamazwe ngamazwe

Abathengi abaninzi bamazwe ngamazwe baye bakhalaza ukuba ibhanki yaseFinland i-Nordea yeyona nto inobutshaba kwaye ikhetha. Ngolu khanyiso, imanyano yamatyala e-Osuuspankki ibonakala izibophelele kakhulu kubathengi bayo bamazwe ngamazwe. Unokwenza iakhawunti yebhanki eFinland usebenzisa nayiphi na imali oyikhethayo. Ukuyitshintshela kwii-Euro akuyomfuneko kwaphela.

Indlela yokufumana isebe elikufutshane eFinland

Ngethamsanqa, uninzi lweebhanki zaseFinland zinenethiwekhi enkulu yamasebe kunye nee-ATM, zenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule iimali zabo.

Ungachwetheza "iibhanki ezikufutshane neHelsinki" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ungakhangela indawo yakho elona sebe likufutshane ukuba ukude neFinland. Banokukunceda ufumane ibhanki eFinland.


umthombo: Wise

Umfanekiso wekhava ungaphakathi Helsinki, Finland. Ifoto ngu Udondolo Olude on Unsplash

izimvo

Shiya uluvo ukuba unazo naziphi na iingcebiso okanye amava anokuba luncedo kumntu wonke.
Kulumkele ukushiya iinkcukacha zakho esidlangalaleni.

Singuye iqela lamavolontiya, kwaye asifane siphendule kwizimvo apha.

Ndiyacela Qhagamshelana nathi ukuba unemibuzo okanye ufuna uncedo.

Shiya iMpendulo

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