Ukuvula iakhawunti yebhanki eNew Zealand linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eNew Zealand. Ungaqala nge I-ANZ kwaye I-ASB.
Ukuba neakhawunti yebhanki kwenza ukuba ukufumana kunye nokugcina umkhondo wemali kufikeleleke ngakumbi. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.
I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.
Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Uyivula njani iakhawunti yebhanki eNew Zealand
Ukulawula imali yakho evela phesheya kuvunyelwe eNew Zealand. Ukulawula imali yakho kunokubiza kwaye kube nzima ukuba ungumhlali wexesha elide eNew Zealand. Iakhawunti yebhanki yaseNew Zealand inceda ukuhlawula amatyala asetyenziswayo kunye nokufumana imali yokubambisa.
Ukuvula iakhawunti yebhanki eNew Zealand, kufuneka ulandele la manyathelo:
Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.
Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.
Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.
Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.
Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.
Ngaba abantu bangaphandle bangenza iakhawunti yebhanki eNew Zealand
Ewe, iibhanki ezininzi ziya kukuvumela ukuba uvule iakhawunti ngaphambi kokuba ufike, kodwa kuya kufuneka ukuba undwendwele isebe ngokwakho ukuze ugqibezele inkqubo.
Zeziphi iintlobo zeeakhawunti zebhanki kwi Nyu Zilend
ENew Zealand, kukho iintlobo ezininzi zeeakhawunti zebhanki abantu kunye namashishini abanokuzikhethela kuzo, kubandakanya:
Iintengiselwano zeakhawunti
Ezi ziingxelo zemihla ngemihla. Zisebenzise kwiinkcitho zemihla ngemihla, ukutsalwa kwemali ngokuthe ngqo, kunye neentlawulo eziqhelekileyo. Iiakhawunti zentengiselwano azihlawuli nzala kwaye zinokufuna intlawulo.
Iiakhawunti ze-elektroniki
Le akhawunti inokulungela ukuthenga kwi-intanethi kunye nokusetyenziswa kwe-ATM. Ukuthengiselana ngesandla kwisebe okanye ngefowuni kunokubiza imali eyongezelelekileyo.
Iiakhawunti zakudala
I-akhawunti yakudala ineendleko zenyanga zokuyilungisa kodwa akukho ntlawulo yokutsala imali ngombane okanye ngokwasemzimbeni.
IiMfuno zeAkhawunti yeBhanki
Iibhanki ngaphakathi Nyu Zilend kufuneka amaxwebhu ahlukeneyo ukuseka ii-akhawunti. Nangona kunjalo, kuya kufuneka ubonise oku kulandelayo:
Ipaspoti esebenzayo.
I-visa yokuhlala ngokusemthethweni.
I-IRD imele iNombolo yeNgeniso yangaphakathi: ukuba akunayo, sebenzisa inombolo yerhafu yelizwe lakho okanye isibhengezo;
Ubungqina bendawo yokuhlala: ityala lombane, isitatimenti sebhanki, isivumelwano somsebenzi.
Ibhalansi evulelekileyo yebhanki ethile.
khumbula:
Loo maxwebhu angasebenza kuphela ixesha elithile, ngokwesiqhelo phakathi kweenyanga ezintathu nezintandathu.
Amaziko ezezimali aseNew Zealand afana ne-BNZ asebenzisa i-RealMe ukuqinisekisa iinkcukacha zabathengi kwindawo ye-elektroniki.
Ukuba awukwazi ukufikelela kule nkqubo, usenokuqinisekisa i-akhawunti yakho usebenzisa incwadana yokundwendwela kunye nezinye iindlela eziqhelekileyo zokuzazisa, kodwa kuya kufuneka undwendwele isebe ngokobuqu.
Ngaba ndifuna inombolo ye-IRD ukuvula i-akhawunti yebhanki eNew Zealand
Udinga inombolo ye-IRD ukuze ubange izibonelelo zerhafu kwaye uzalisekise eminye imisebenzi enxulumene nerhafu. Uya kufuna inombolo ye-IRD ukuba ufumana imali eNew Zealand okanye ufumana imali mboleko yabafundi.
Abangengabo abahlali, nantsi ifom yesicelo ye-IRD.
Yiyiphi imali esetyenziswa nguNew Zealand
INew Zealand isebenzisa idola yaseNew Zealand. Iidola zaseNew Zealand zi-100 leesenti inye.
I-NZD yikhowudi yemali yaseNew Zealand. INew Zealand isebenzisa i-$ kumaxabiso.
Ngaba ndingavula iakhawunti yebhanki kwi-Intanethi eNew Zealand
Ngokuqinisekileyo unako, kodwa ngaphandle kokuba ubhanka ngefemu enedijithali kuphela, kuya kufuneka undwendwele isebe ngokwasemzimbeni ukuze ugqibezele inkqubo yokuvula.
Ngaba abantu baseOstreliya bangakwazi ukuvula iiakhawunti zebhanki zaseNew Zealand
Iibhanki zaseNew Zealand zamkela abantu baseOstreliya. I-ANZ ineNew Zealand kunye ne-Australian subsidiaries.
Ukuba uneakhawunti yebhanki yaseOstreliya, buza ibhanki yakho malunga nokuvula iakhawunti yaseNew Zealand.
Unokusebenzisa ileta yebhanki njengobungqina bedilesi emva kokuvula i-akhawunti.
Ungalifumana njani isebe elikufutshane eNew Zealand
Ngethamsanqa, uninzi lweebhanki zaseNew Zealand zinothungelwano olubanzi lwamasebe kunye nee-ATM, zenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule iimali zabo.
Ungachwetheza "iibhanki ezikufutshane neAuckland" kwiiMephu zikaGoogle okanye naluphi na olunye usetyenziso lwemephu. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ungakhangela indawo yakho elona sebe likufutshane ukuba ukude neNew Zealand. Banokukunceda ufumane ibhanki eNew Zealand.
umthombo: IlizweRemit
Umfanekiso ongaphandle useNew Zealand. Ifoto ngu Ben White on Unsplash
Shiya iMpendulo