Ukuvula iakhawunti yebhanki eLuxembourg linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eLuxembourg. Ungaqala nge German Bank kwaye I-Uni Credit Bank.
Ukuba neakhawunti yebhanki kwenza kube lula ukufumana nokugcina umkhondo wemali. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.
I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.
Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingesiFrentshi kunye nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Uyivula njani iakhawunti yebhanki eLuxembourg
Nangona isisizwe esincinci, iLuxembourg ilikhaya kwiibhanki eziyi-136. Iibhanki zangaphandle zenza malunga nekota yecandelo lebhanki laseLuxembourg.
IJamani, iFransi, kunye neSwitzerland zenza uninzi lwazo. Kukho intaphane yeebhanki zotyalo-mali apho ngokunjalo.
Ibhanki ephakathi yaseLuxembourg yi Banque Centrale du Luxembourg. Ishishini leenkonzo zemali lijongwe yi IKomishoni ye-Surveillance yeSecteur Financial (CSSF).
Ukuvula iakhawunti yebhanki eLuxembourg, kufuneka ulandele la manyathelo:
Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.
Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.
Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.
Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.
Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.
Ngaba abantu basemzini bangenza iakhawunti yebhanki eLuxembourg
Ukuvula iakhawunti yebhanki eLuxembourg kunokwenzeka kuye wonke umntu, nokuba ngummi waseLuxembourg okanye hayi.
Akufunwa ngumthetho, nangona kunjalo. Unokukhetha ukuphatha imicimbi yakho yemali kwiakhawunti yangaphandle.
Ukuhlala eLuxembourg kuya kwenza lula ukulawula imali yakho ukuba uvula iakhawunti yebhanki apho.
Ke, ukuphonononga amathuba eakhawunti kuyavakala. Ukulawula ubomi bakho bemihla ngemihla ngeakhawunti yebhanki yaseLuxembourg konga ixesha kunye nemali. Iya kunceda ngamatyala e-Luxembourg asetyenziswayo kunye nezindlu zokubambisa.
Zeziphi iintlobo zeeakhawunti zebhanki eLuxembourg
ELuxembourg, kukho iindidi ezininzi zeeakhawunti zebhanki ezinokukhethwa ngabantu kunye namashishini, kubandakanya:
I-akhawunti yangoku -ukusetyenziswa kwemihla ngemihla, njengokurhoxiswa, ukuhlawulwa kwamatyala, kunye nokuthenga ngekhadi ledebhithi.
Iiakhawunti zogcino- zineengenelo ezininzi. Ezinye iiakhawunti zogcino zixolelwe kwinzala yerhafu eyenziweyo. Iiakhawunti zogcino lwendlu zinokubonelela ngeenzuzo zerhafu.
IiAkhawunti zeBhanki zaNgaphandle - Abasebenzi abanqamleze imida ayingabo bodwa abasebenza ebhankini eLuxembourg. Inelinye lawona maxabiso aphantsi erhafu yeshishini eNtshona Yurophu kwaye ibonelela ngobumfihlo obungcono.
Ngawaphi amaxwebhu afunekayo ukwenza iakhawunti yebhanki yaseLuxembourg
Ezi zilandelayo zezona mfuno zisezantsi kwiibhanki ezininzi. Nangona kunjalo, iimfuno zomntu ngamnye zinokwahluka.
- Ipasipoti okanye ikhadi lesazisi lesizwe;
- ubungqina bedilesi kunye;
- iphepha-mvume lokuhlala.
Ubungqina bengqesho kubasebenzi kunye nobungqina bokuhamba kwisikolo saseLuxembourg (ikhadi lomfundi) kubafundi.
Loluphi uhlobo lwemali olusetyenziswa yiLuxembourg
I-euro yimali esemthethweni yaseLuxembourg. I-Euro yimali enye yaseYurophu enoonobumba abathathu bekhowudi yemali ye-EUR kunye nesimboli ye-€.
Ixabisa malini iakhawunti yebhanki yaseLuxembourg
Amaxabiso okudala iakhawunti yebhanki yaseLuxembourg ahluka ngokwebhanki, uhlobo lweakhawunti, kunye nenkonzo.
Iindleko zidla ngokuquka:
- imali yeakhawunti,
- ii-ovadrafti ezihlawuliswayo,
- iintlawulo zekhadi ledebhithi,
- imali yekhadi,
- phakathi kwabanye.
Yeyiphi iminyaka encinci yokwenza iakhawunti yebhanki eLuxembourg
ILuxembourg ivumela abantu abaneminyaka eli-18 ubudala abahlala apho okanye baya kubhalisa iiakhawunti zebhanki kungekudala ukuba bayasebenza okanye baya kwiyunivesithi yendawo.
Iibhanki zemveli zifuna ubungqina bedilesi yaseLuxembourg. Abazali okanye abagcini babantwana kufuneka bamisele ii-akhawunti zebhanki zabantwana.
Ungalifumana njani isebe elikufutshane eLuxembourg
Ngethamsanqa, uninzi lweebhanki eLuxembourg zinonxibelelwano olubanzi lwamasebe kunye nee-ATM, zenza kube lula kubathengi ukufikelela kwiimali kunye nokulawula imali yabo.
Ungachwetheza "iibhanki ezikufutshane neLuxembourg" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuthi uqhagamshelane nawo. Ukuba awukho eLuxembourg, khangela indawo yakho elona sebe likufutshane. Banokukunceda ufumane ibhanki eLuxembourg.
Ngaba ndingavula iakhawunti yebhanki eLuxembourg kwi-intanethi
Ewe Unga. Iibhanki ezikwi-Intanethi zibonelela ngazo zonke okanye uninzi lweenkonzo zebhanki.
Abanamasebe kwaye babonelela ngazo zonke iinkonzo zebhanki kwi-Intanethi.
Iibhanki ezikwi-Intanethi zibonelela ngeenkonzo ezimbalwa kuneebhanki eziqhelekileyo ngexabiso eliphantsi ngokusebenzisa i-intanethi esebenziseka lula okanye i-interface ye-mobile app.
Ezinye zazo zezi:
Umfanekiso ongaphandle ukwindawo ethile eLuxembourg. Ifoto ngu Philbo on Unsplash.
Shiya iMpendulo