Ukuvula iakhawunti yebhanki kwaSirayeli linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza kwaSirayeli. Ungaqala nge Hapoalim kwaye Leumi.
Xa uneakhawunti yebhanki, kulula ukufumana imali kwaye uyilandelele. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.
I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.
Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingesiHebhere nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Uyivula njani iakhawunti yebhanki kwaSirayeli
Ukuvula iakhawunti yebhanki kwaSirayeli, kufuneka ukhethe enye yezi ntlobo zeebhanki:
yorhwebo
Investment
Iibhanki zophuhliso okanye;
Intsebenziswano.
Ukwenza ukhetho olungcono, qwalasela imirhumo ehlawulwa yibhanki, iinkonzo ezibonelelwayo, kunye nomgangatho wenkxaso yabathengi.
Ezi zinto ziya kukunceda ukhethe ibhanki efanelekileyo kwiimfuno zakho.
Bekuya kuba ngcono ukuba ubunengxaki encinci yokuvula iakhawunti yebhanki kwaSirayeli kuba uninzi lwamashishini esamkela amakhadi okuthenga ngetyala aphesheya.
Ukuvula iakhawunti yebhanki kwaSirayeli, kufuneka ulandele la manyathelo:
Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.
Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.
Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.
Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.
Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.
Ukubhankisha kwaSirayeli: Into ekufuneka uyazi
KwaSirayeli, unokusebenzisa ii-ATM ezimbini ezahlukeneyo:
Intengiselwano kunye nolwazi.
I-ATM yentengiselwano ngowona matshini wodwa onokusetyenziselwa ukutsala imali.
Imibuzo yebhalansi, ushicilelo lwesiteyitimenti, ukusetha kwakhona igama lokugqitha, kunye nezinye iinkonzo zonke ziyafumaneka ngenye indlela.
Ngaba abantu basemzini bangenza iakhawunti yebhanki kwaSirayeli
Ewe, unako ukuba awungomthonyama. Zininzi iindawo apho abantu abahlala phesheya banokuvula iiakhawunti zebhanki. Kukho ezinye izibonelelo kwezi, njengokungahlawuli iirhafu ezithile kunye neentlawulo kunye nokufumana inzala engcono.
Ukuba imeko yakho inzima, i Nefesh B'Nefesh umbutho unokukunceda ukuba usete i-akhawunti yebhanki.
Ngawaphi amaxwebhu afunekayo ukwenza iakhawunti yebhanki yakwaSirayeli
Ukuvula iakhawunti yebhanki kwaSirayeli njengomntu wasemzini, kufuneka oku kulandelayo:
A yokundwendwela esemthethweni
akho thetha kakuhle, eqinisekisa ubume bakho njengomphambukeli owenza u-Aliyah, kunye nekhadi lakho lesazisi lomhlali. Jonga ngebhanki ukuze ubone ukuba ungayifeza nge-teudat oleh kuphela.
Inombolo yoKhuseleko lweNtlalo (yabemi base-US).
Ukuvula iakhawunti ngemali okanye ngetshekhi.
Ekufikeni kwaSirayeli, kufuneka ufumane "Inqaku le-Akhawunti yeBhanki yexesha elizayo" ukukunceda ubhalise kwi-Ofisi ka-Aliyah kunye nokuHlanganisa.
Ukuba uvula iakhawunti edibeneyo, iqabane lakho kufuneka libe khona.
Zeziphi iintlobo zeeakhawunti zebhanki kwaSirayeli
Kukho iindidi ezimbini eziqhelekileyo zeeakhawunti ezinikwa iibhanki zakwaSirayeli kubahlali abatsha kunye nabangaphandle:
Iiakhawunti zangoku kunye;
Iiakhawunti zokonga.
Iiakhawunti zangoku:
NgesiHebhere, i-akhawunti yangoku, okanye ngaphezulu kwe-v'shav, isebenza njengendawo yokugcina imali yokusetyenziswa rhoqo, kubandakanya:
ukuhlawula amatyala,
ukwenza udluliselo kunye;
ukuthenga ukutya.
Iiakhawunti zokulondoloza:
Inzala yeakhawunti yogcino ingalungiswa okanye iguquguquke. Ukufikelela kwiimali kwi-akhawunti yogcino kunokuthintelwa yimigaqo nemiqathango ye-akhawunti, kubandakanywa izinga lenzala.
Ubuncinci bediphozithi kunye nemirhumo yeBhanki
Le ilandelayo yimizekelo yemali yebhanki yakwaSirayeli:
- Imirhumo yokurhoxa kwi-ATM: Esi sixa-mali sinokutshintsha ngokusekelwe kwimali oyikhuphayo. Usenokukwazi nokukhupha isixa esithile kuphela.
- Amaxabiso okurhoxisa nomthengisi: Xa usebenza nomntu ebhankini ukufumana imali, uya kuhlawuliswa ngaphezulu kwaxa usebenzisa i-ATM.
- Iintlawulo zotshintshiselwano: Kuya kufuneka uhlawule ezi zinto kuwo wonke umsebenzi kwiakhawunti yakho.
- Imali ye-akhawunti yenyanga nganye: Kufuneka uhlawule oku nokuba awuyisebenzisi iakhawunti yakho okanye ayishukumi kakhulu.
Eminye imirhumo eyimfuneko inokubandakanya oku kulandelayo:
Iindleko zetshekhi,
Amaxabiso otshintshiselwano,
imirhumo yokukhusela i-overdraft,
imirhumo yenyanga yekhadi letyala,
imirhumo yokudluliselwa kwamanye amazwe,
udluliselo olusemgangathweni kunye neentlawulo zocingo, kunye;
Umrhumo wokungena kwiimali zamazwe angaphandle.
Luhlobo luni lwemali olusetyenziswa nguSirayeli?
Imali yakwaSirayeli esemthethweni yiNew Israel Shekele (NIS), maxa wambi eyaziwa ngokuba yishekele.
Yeyiphi imali encinci efunekayo ukuqalisa iakhawunti yebhanki yakwaSirayeli
Ukuqala akhawunti yakho, kufuneka idiphozithi ubuncinane 100 ILS (malunga 28 USD).
Ungalifumana njani isebe elikufutshane kwaSirayeli
Ngethamsanqa, uninzi lweebhanki zakwaSirayeli zinenethiwekhi ebanzi yamasebe kunye nee-ATM, zenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule iimali zabo.
Ungachwetheza "iibhanki ezikufutshane neYerusalem" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuthi uqhagamshelane nawo. Ukuba awukho kwaSirayeli, ungakhangela indawo yakho elona sebe likufutshane. Banokukunceda ufumane ibhanki kwaSirayeli.
umthombo: Wise, InterNations
Umfanekiso ongaphandle ukwindawo ethile eTel Aviv. Ifoto ngu Okanye uHakim on Unsplash
Shiya iMpendulo