Uyivula njani iakhawunti yebhanki eMalta

Ukuvula iakhawunti yebhanki eMalta linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eMalta. Ungaqala nge IBhanki yaseValletta kwaye IBhanki ye-BNF.

Ukuba neakhawunti yebhanki kwenza kube lula ukufumana imali kwaye uyilandelele. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.

I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.

Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.

Uyivula njani iakhawunti yebhanki eMalta

Xa kufikwa kwilayisenisi kunye nokubeka iliso kumaziko emali kunye nababoneleli ngetyala, ngumbutho omnye kuphela eMalta onokubanga lo mahluko:

The I-Malta Financial Services Authority (MFSA).

Zintathu iindidi zeebhanki zamazwe ngamazwe nezendawo ezisebenza eMalta:

IiBhanki zeHlabathi

IiBhanki zaMazwe ngaMazwe

IBhanki yabasemzini

Ukuvula iakhawunti yebhanki eMalta, kufuneka ulandele la manyathelo:

Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.

Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.

Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.

Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.

Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.

Ngubani onokufumana iakhawunti yebhanki yaseMalta

Oosomashishini abafuna ukwenza inkampani eMalta kufuneka bafumane iakhawunti yebhanki yeshishini laseMalta.

Iya kusetyenziselwa ubuncinci besabelo esiyinkunzi kunye nemisebenzi yezemali eqinileyo.

Ngaba abantu basemzini bangenza iakhawunti yebhanki eMalta

Abantu basemzini banokuvula iiakhawunti zebhanki eMalta. Nangona kunjalo, iibhanki ezininzi zifuna indawo ebhalisiweyo kwilizwe. Amagunya aseMalta alwa nobuqhetseba kunye nokuxhaphaza imali. Ukujonga imvelaphi yemali yabahlali berhafu baseMalta okanye abahlali kulula.

Ngawaphi amaxwebhu afunekayo ukwenza iakhawunti yebhanki yaseMalta

Uya kufuna oku kulandelayo ukwenza iakhawunti yebhanki eMalta:

Isazisi esisebenzayo (incwadi yokundwendwela okanye imvume yokuhlala);

Ingcebiso yebhanki

Inombolo yesazisi (TIN);

Ibhili esetyenziswayo, ikhontrakthi yokuqesha, okanye obunye ubungqina bokuba uhlala eMalta.

Ziziphi iintlobo zeeakhawunti zebhanki eMalta

EMalta, ezona ntlobo zixhaphakileyo zeeakhawunti zebhanki zezi:

1. Iakhawunti yangoku yiakhawunti yokutshekisha ukwenza iintlawulo ze-elektroniki kunye nenkcitho yemihla ngemihla jikelele kumazwe apho isiNgesi sithethwa kakhulu.
2. Iakhawunti esisiseko: Le yi-akhawunti yokuhlola esemgangathweni kuzo zonke izizwe ze-EU; Isimahla nyanga zonke kodwa inikezela ngezona mfuno zibalulekileyo zemali.
   
3. I-akhawunti yokugcina: Uhlobo lweakhawunti yebhanki ekuvumela ukuba ufake imali kodwa unciphise ukuba ungayikhupha nini kwaye nini.

Ubuncinci bediphozithi kunye nemirhumo yeBhanki

Iibhanki ezininzi zaseMalta azihlawulisi mali rhoqo kwiiakhawunti zangoku.

Endaweni yoko, benza imali ngoku:

Iintlawulo zokubiza iintlawulo,

Ukuvalwa kweakhawunti kwangoko,

Ubuncinci bediphozithi, kunye

Ezinye iinkonzo azisoloko zihlawuliswa kwezinye iindawo ze-EU.

Iibhanki zaseMalta zikwahlawulisa izinto ezifana nokutsalwa kwemali kwii-ATM, iitshekhi, ii-ovadrafti kunye neentlawulo zangaphandle.

Yimali enjani le isetyenziswa yiMalta?

IMalta isebenzisa i-euro njengemali yayo esemthethweni. I-Malta yamkela i-euro ngoJanuwari 1, 2008, emva kokujoyina i-EU kwi-2004.

Ixabisa malini iakhawunti yebhanki yaseMalta

Iindleko zokuseka i-akhawunti eMalta ziyahluka kwibhanki kunye nemimiselo yayo. Idla ngokuba simahla.

Iibhanki zihlala zinyanzelisa iimali zolawulo ze-0 € kubantu kunye ne-100-200 € kubathengi beshishini.

Ngaba ndingavula iakhawunti yebhanki eMalta kwi-intanethi

Ewe Unga. Iibhanki ezikwi-Intanethi zibonelela ngazo zonke okanye uninzi lweenkonzo zebhanki.

Abanamasebe kwaye babonelela ngazo zonke iinkonzo zebhanki kwi-Intanethi.

Iibhanki ezikwi-Intanethi zibonelela ngeenkonzo ezimbalwa kuneebhanki eziqhelekileyo ngexabiso eliphantsi ngokusebenzisa i-intanethi esebenziseka lula okanye i-interface ye-mobile app.

Ungalifumana njani isebe elikufutshane eMalta

Ngethamsanqa, uninzi lweebhanki zaseMalta zinenethiwekhi enkulu yamasebe kunye nee-ATM, okwenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule imali yabo.

Ungachwetheza "iibhanki ezikufutshane neValletta" kwiiMephu zikaGoogle okanye nayiphi na enye imephu. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ukuba awukho eMalta, khangela indawo yakho isebe elikufutshane. Banokukunceda ufumane ibhanki eMalta.

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umthombo: Umphambukeli Invest

Umfanekiso wekhava ukwindawo ethile IValetta, iMalta. Ifoto ngu UTim Bernhard on Unsplash