Uyivula njani iakhawunti yebhanki kwi-UAE

Ukuvula iakhawunti yebhanki kwi-UAE linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza e-UAE. Ungaqala nge IBhanki yokuqala yase-Abu Dhabi kwaye I-Emirates NBD.

Ukuba neakhawunti yebhanki kwenza ukuba ukufumana kunye nokugcina umkhondo wemali kufikeleleke ngakumbi. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.

I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.

Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.

Uyivula njani iakhawunti yebhanki kwi-UAE

I-UAE iba liziko lezemali kuMbindi Mpuma. Iibhanki, amaziko emali, kunye nee-inshurensi zinceda abantu abahlukeneyo. Iibhanki zibonelela ngeenzuzo zonyaka wonke kubathengi, zibavumela ukuba bafezekise iinjongo zabo.

Iibhanki ze-UAE zihlelwe ngolu hlobo lulandelayo:

Iibhanki zorhwebo

Iibhanki zotyalo-mali

Iibhanki zemizi-mveliso

Iibhanki zamaSilamsi

Ukuvula iakhawunti yebhanki kwi-UAE, ngokubanzi kufuneka ulandele la manyathelo:

Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.

Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye i-ID esebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (njengekhontrakthi yokurenta okanye ibhilikhwe), i-visa, kunye nobungqina bengqesho okanye ukubhaliswa kwesikolo.

Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.

Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.

Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.

Ngaba abantu basemzini bangenza iakhawunti yebhanki kwi-UAE

Ukuba awungomhlali we-United Arab Emirates, uya kufuna la maphepha alandelayo ukwenza iakhawunti yakho yebhanki apho:

Ifotokopi yephepha lokungena le-UAE kwipaspoti yakho.

Ikopi eprintiweyo yeleta yereferensi yomlinganiswa evela ebhankini apho ugcine iakhawunti yakho okanye ishishini, nokuba lilizwe lakho okanye kwenye indawo.

Zeziphi iintlobo zeeakhawunti zebhanki e-UAE

I-akhawunti yangoku -ukusetyenziswa kwemihla ngemihla, njengokurhoxiswa, ukuhlawulwa kwamatyala, kunye nokuthenga ngekhadi ledebhithi.

Iiakhawunti zogcino- zibonelela ngenzala egqwesileyo kunee-akhawunti zangoku kodwa zithintele ufikelelo lwemali kwaye ungene nemirhumo yokurhoxiswa.

Iiakhawunti zotyalo-mali- ukubonelela ngeenkonzo zotyalo-mali. Isivumelwano sotyalo-mali nebhanki sivula i-akhawunti yotyalo-mali. Izivumelwano ezinjalo zinokuhlala iinyanga ezili-12 ukuya kwiminyaka emihlanu okanye elishumi.

Iiakhawunti zangaphandle - Njengendawo ekhuselekileyo yokuphuma, iibhanki zangaphandle kwihlabathi liphela zineeofisi kwi-UAE, ngakumbi eDubai. Nabani na one-visa esemthethweni yokuhlala e-UAE unokuvula iakhawunti yebhanki yaphesheya ukuze angenise imali kwaye aphume elizweni.

Ngawaphi amaxwebhu afunekayo ukwenza iakhawunti yebhanki ye-UAE

1. I-CEO kunye nee-visa zokuhlala zabasunguli okanye ii-ID ze-Emirates.
2. Umqulu wenkampani, imemorandam, ubhaliso kunye nelayisenisi.
3. Ugunyaziso lokudala iakhawunti: amandla egqwetha okanye ukuqeshwa komlawuli wabasunguli.
4. Idilesi yenkampani esemthethweni.
5. Iziteyitimenti ze-akhawunti zamashishini amatsha okanye iingxelo zebhanki zabasunguli.

Loluphi uhlobo lwemali olusetyenziswa yi-UAE

I-United Arab Emirates (UAE) isebenzisa i-Emirati Dirham, ngamanye amaxesha eyaziwa ngokuba yi-AED, njengemali yayo esemthethweni.

Imirhumo yebhanki kwi-UAE

Ukuvulwa kweakhawunti: Mahala

Ukugcinwa kweakhawunti: Mahala

Umrhumo ongekho-mali: AED 75 / ngenyanga

Imirhumo yomthengisi: 3 intengiselwano/inyanga simahla; I-AED 10 / intengiselwano emva koko.

Incwadi yetshekhi yokuqala (amagqabi ama-5) isimahla; AED 25 emva koko.

I-AED 200 yokubuyisela itshekhi.

Okunye ukutsalwa kwemali kwi-ATM yebhanki ye-UAE: AED 2.

Ukutsalwa kwemali ngaphandle kwe-UAE: 1% ubuncinci be-AED 20.

Yeyiphi iminyaka encinci yokwenza iakhawunti yebhanki kwi-UAE

Abantwana abangaphantsi kweminyaka eli-18 banokuseka iiakhawunti zebhanki ze-UAE kunye nootata babo okanye abagcini basemthethweni abangamadoda. Oomama banokumisela kuphela ii-akhawunti zabantwana babo ngamandla ommeli.

Abazali abanakuthatha imali kwiiakhawunti zabantwana babo. Emva kwe-18, umnini-akhawunti uya kuba nokufikelela. Abaneminyaka eli-15 ubudala banokufumana amakhadi ebhanki kwiibhanki ezithile.

Ngaba ndingavula iakhawunti yebhanki kwi-UAE kwi-intanethi

Uninzi lweebhanki ze-UAE zibonelela ngezicelo zeselula kunye neSMS. Ezi nkonzo zivumela abathengi ukuba bajonge ibhalansi ye-akhawunti, batshintshe imali, bahlawule amatyala, kwaye bafake izicelo zamakhadi kunye neenkonzo ezintsha. Ezinye iibhanki zide zivumele abemi base-UAE baseke iiakhawunti kwi-intanethi.

Iibhanki ezimbini ngoku zenza ukuba abantu benze iiakhawunti kwi-intanethi besebenzisa i-smartphone app:

Emirates NBD-backed Liv;

I-Neo-powered Mashreq.

Ukuvula iakhawunti yebhanki yeshishini laseUAE

Ukwenza iqumrhu phambi kokuvula iakhawunti yebhanki yeshishini kuya kuba kuhle.

Umthetho we-UAE uyakwalela ukusebenzisa iakhawunti yakho yomsebenzi. Ukujongana neentengiselwano ezininzi, iakhawunti yakho yeshishini kufuneka ibe yeyangoku-iiveki ezimbini ukuya kwezine.

Iiakhawunti zeshishini zamazwe angaphandle zifuna amaphepha ongezelelweyo. Oku kunokubandakanya:

1. Imvume yoShishino.
2. Isatifikethi sobhaliso.
3. Yabelana ngezatifikethi.
4. Umqulu wenkampani.
5. Isigqibo sebhodi esigunyazisa igosa ukuba livule i-akhawunti.
6. Iincwadana zokundwendwela zabanini zabelo kunye nee-visa.

Ungalifumana njani isebe elikufutshane kwi-UAE

Ngethamsanqa, uninzi lweebhanki kwi-UAE zinothungelwano olubanzi lwamasebe kunye nee-ATM, zenza kube lula kubathengi ukufikelela kwiimali kunye nokulawula iimali zabo.

Ungachwetheza "iibhanki ezikufutshane neDubai" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ukuba awukho kwi-UAE, khangela indawo yakho isebe elikufutshane. Banokukunceda ufumane ibhanki kwi-UAE.

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umthombo: Utyalo-mali olusuka kwamanye amazwe

Umfanekiso wekhava ungaphakathi ISheikh Zayed Mosque, Umm Al Quwain, United Arab Emirates-ifoto ngu Mitesh on Unsplash.